Unfortunately, accidents happen, even during a babysitting service. That is why Charly Cares offers a babysitter insurance to make sure our parents are insured in case of possible damage caused during a babysitting service. Think of, for example, material damage such as knocking over a vase while cleaning up, or other damage to your possessions caused by the babysitter. Also think of personal injury due to negligence of the Babysitting Angel during the babysitting service.
To better protect our members from the consequences of possible damage, Angels can appeal to babysitter insurance. You will not only be insured for material damage and personal injury, but also for the damage that can ensue because of these. Think of, amongst other things, consequential damage and possibly grief money.
The Babysitter Insurance also covers (up to a certain amount) material damage to property under supervision. These are matters that our Angels are responsible for in use, handling, storage, transport, or for any other reason.
The insured amount is set at €1,250,000 as standard, with a sublimit (for custody-related damage) of up to €50,000 per claim. This means that damage to the parent's belongings as the client, as well as personal injury caused by an Angel, is covered when the Angel is held liable. However, damage caused intentionally is of course not covered. Specific exclusions of damage are outlined in the policy terms and in the additional clause regarding custody-related damage.
In the event of unexpected damage, the Angel appeal to our babysitter insurance. If they choose to do so, they have to report this to Charly Cares immediately. The damage claim will be settled so that you, as the injured party, will experience the least possible inconvenience.
Please note: A deductible excess of €125 applies to the Angels.
Disclaimer: Even though we offer a babysitter insurance to our users, it is not mandatory to use this insurance in case of damage. If the Angel is unwilling to cooperate, we cannot offer the insurance.
The costs of the Babysitter Insurance will be charged to the parent. We charge €0,12 per hour for insurance during each babysitting service.
Safety is of the utmost importance in our community. That is why a parent has the Babysitter Insurance, which means the parent is extra insured for damage caused by the Angel during the babysitting service. Both material and personal injury, sustained during the babysitting service are insured. Damage sustained during a babysitting service is often not covered by a regular liability insurance (WA insurance). That is why the Babysitter Insurance is a valuable addition both for parents as well as Angels. A deductible excess of €125 applies to the Angels. More information >
Safety is extremely important to us. That's why a parent of Charly Cares has a babysitting insurance policy. This insurance covers the parent for liability damages caused by the babysitter during the babysitting service. It applies to both material and personal injury damages. Damage during a babysitting service is often not covered by a regular personal liability insurance (WA insurance). Therefore, the babysitting insurance is a valuable addition for both the parent and the Angel. The Angel has a deductible of €125. In the event of damage, the parent and/or the Angel must contact the Charly Cares Customer Care Team. We will then reach out to the other party as quickly as possible to resolve the damage.
Do you have any questions or can we help you with anything? Take a look at our Frequently Asked Questions page. Is your question not listed? Our Customer Care Team is here for you. You can reach us by sending us a WhatsApp message on weekdays between 8:30 and 17:00 (in case of emergencies we are available 24/7). We are happy to help you!
